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My name is Herman Fontenot. I am the National Account Manager for Integrity Data Source (IDS). I am excited about contacting you in regards to two (2) services we offer that will dramatically enhance your existing business platform. The first being Score My Bills (SMB) Financial Wellness Program, a new program being launched to select businesses. The second is our direct, first generation, phone verified bureau data. The following is a brief outline of the two opportunities being offered.
Score My Bills
The bills most people pay each month are not reported to the credit agencies, unless of course, these payments are late. When there is no positive information to balance out the picture, a few late or missed payments can overwhelm a whole credit report.
What is Score My Bills?
Score My Bills is a service that gives an accurate representation of an individual's payment history. We report the bills that are paid in full, and on time, each month and help consumers begin building a positive credit profile from the payments they already make. Payments made for items such as rent, utilities, car payments, cable, child support and cellular phone-bills that are paid each month, become useful tools in building a credit profile.
What's in your Score?
FICO Scores are calculated from many types of criteria and data in your credit report. This data can be grouped into five categories 1) 35% Payment history 2) 30% Amounts owed 3) 15% Length of credit history 4) 10% New credit and 5) 10% Types of credit used.
How do we help?
Positive Payment reporting helps credit seekers:
* Present a more complete picture of their bill payment history
* Lower finance charges
* Avoid up to thousands of dollars in interest charges
How does it work?
1. Members receive an SMB Prepaid MasterCard card.
(This is not a credit card - No Credit Checks and no finance or interest charges apply.)
• Free access to your balance and activity details online.
• Built in protection - safer than carrying cash and easier to replace.
• Free Direct Deposit
• Online Bill Pay
2. Members use their SMB Prepaid MasterCard card to pay their bills each month-online, from the comfort of their living rooms.
3. A record of these payments is submitted to all of the major US Credit Bureaus.
We have put together a very lucrative up-front and residual compensation plan for all our partners that we can discuss in detail after speaking further about how you can move forward in taking advantage of this exciting opportunity.
Direct Bureau Data
Experience
Target marketing is the key to effective product distribution, client satisfaction, and consumer recidivism. IDS's executive leadership team represents over 30 years of call center experience and over 50 years of data mining and analysis experience in both call center and direct mail sales campaigns. Tenure in these aspects of B2C target marketing has proven to be an invaluable asset to our partner organizations.
Opportunity
IDS has a direct relationship with Trans Union and Equifax. We bring first generation, phone verified data to compliant marketing organizations. This allows the direct marketer to avoid the expensive process of purchasing saturated data from a fourth, fifth, or even tenth generation reseller. Our direct relationship with the bureaus will not allow us to resell data thus becoming proprietary to each client. Our goal is to form mutually beneficial, long term, B2B strategic partnerships.
IDS brings data and cost effective call center solutions to clients. Program and product ownership, and maintenance remain the exclusive province of our partner companies. We offer our clients strategic marketing solutions that increase profit margins per customer acquisition.
We currently profile consumer data for successful marketing based on over 60 select criteria selected by you, the client, allowing us to narrow your data to fit the objectives that best match your business model.
Results
IDS has existing relationships with multiple call centers and direct mail organizations that require ongoing support to produce consistent results. We pride ourselves on our ability to profile each client's consumer, to yield high sales conversion based on a narrow target audience and to offer strong periphery data that supplements high volume marketing endeavors.
Flexibility
IDS understands that data solutions must fit the needs of the client. This applies as much to a client's marketing budget as it does to the type of data required and the detailed criteria included with each record. Our standardized pricing model allows for benefits based on range of criteria selected, volume orders and weekly purchase commitments. It's IDS's way of demonstrating our commitment to the success of partner organizations and the value we place on strong partnerships
1. Our "Select" bureau data is sold directly to us and is based on a 72 hour activity window - hence, there is no source available that provides more accurate and real time consumer data. This data runs in the neighborhood of $0.20 to $0.30 per record based on the number of selects and quantity per order. For approximately $0.01 each, you can add any of over 60 bureau attributes to your pull criteria. This data is available for all 50 states and pricing is standard nationwide.
Below is my personal contact information. Please feel free to call me anytime to answer any questions you may have. We look forward to a long and mutually prosperous business relationship.
Best Regards
Herman Fontenot
If you have any other relationships with call centers please forward this info. Delete Comment